Loan Officer
Company: Heritage Land Bank
Location: Palestine
Posted on: January 22, 2023
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Job Description:
Company Profile:Heritage Land Bank provides innovative financing
solutions other banks simply can't offer when it comes to rural
real estate, agricultural operations, agribusinesses and country
homes. Founded in 1917, Heritage Land Bank is a member of the Farm
Credit System, a nationwide network of rural lending cooperatives.
With headquarters located in Tyler, Heritage Land Bank operates
across 16 Texas counties ranging from Dallas-Fort Worth to Lufkin.
To learn more, visit .Education and Experience
Requirements:Bachelor's degree in Business Administration, Finance,
Agricultural Economics, or a related field. A minimum of two (2)
years or more of experience in banking, credit, or other
agricultural lending. Excellent oral and written communication
skills are essential. Should be proficient in Microsoft Office
applications and have the ability to perform accounting/financial
analyses under moderate supervision. General knowledge of farming
and ranching along with the understanding of rural living is a
plus.Job Scope:Responsible for developing new loan business in
addition to servicing existing production agricultural and real
estate customers while applying sound credit administration
procedures in processing loan applications, analyzing records,
evaluating collateral, setting loan terms and conditions, and in
establishing overall loan workability.Essential
Functions:Responsible for developing and marketing new business
within the service area.Assist prospective and current borrowers
with their credit needs and by formulating solutions to
credit-related issues.Makes and services leases, loans for
operating equipment and real estate, and offering other related
services such as cash management products and crop insurances
within delegated authority and in accordance with association
policies. Makes and/or conveys decisions on loan approval,
structure and pricing. Responsible for exercising credit risk
management responsibilities on loans within area of
responsibility.
Job Posted by ApplicantPro
Keywords: Heritage Land Bank, Tyler , Loan Officer, Other , Palestine, Texas
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